NMLS #205800 · Chicago, IL

Your Chicago home loan shouldn't feel like a gamble

I've helped hundreds of Chicago families lock in rates they're happy with — no pressure, no surprises. Whether it's your first purchase, a refinance, or an FHA/VA loan, I bring clarity to every step.

15+
Years Experience
500+
Families Served
A+
BBB Rating
Chicago neighborhood home with autumn trees
Pre-Approved

Fast pre-approval letters — often same business day. Start strong before you shop.

What I Offer

Mortgage solutions built around your life

Every borrower is different. I tailor the loan program to fit your situation — not the other way around.

Purchase Loans

First-time buyer? Moving within Chicago? I'll walk you through every option — conventional, FHA, VA — so you pick the one that actually fits.

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Refinancing

Lower your rate, shorten your term, or pull out equity — I'll run the numbers honestly and tell you if it actually makes sense.

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FHA & VA Loans

Lower down payments, competitive rates. If you qualify for FHA or VA, I'll make sure you get the best terms available.

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Jumbo Loans

Conforming limits don't cover everything in Chicago. I work with jumbo programs that keep your options open in premium neighborhoods.

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Rate & Term Analysis

Not sure if now is the right time? I'll compare your current rate to today's market and give you a straight answer — no sales pitch.

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Not sure where to start?

Book a free 15-minute consultation. We'll talk through your goals and I'll outline the best path forward — no obligation.

Schedule a Call
Leslie Struthers professional portrait
NMLS
#205800
About Leslie

A local lender who actually cares about the outcome

I'm Leslie Struthers, and I've spent over a decade helping Chicago-area families navigate one of the biggest financial decisions of their lives. I started in this business because I saw too many people walk into a lender's office feeling confused and rushed — and I decided I'd do things differently.

At my office on North Ravenswood, you'll get straightforward answers, clear explanations, and someone who will actually return your call. I work with Guaranteed Rate, one of the largest mortgage lenders in the country, which means you get their resources and technology — but you deal with me, personally, from application to closing.

Whether you're a first-time buyer in Lakeview, refinancing in Lincoln Park, or exploring options in the suburbs, I treat every client like a neighbor — because that's exactly who you are.

Chicago
Born & raised — I know these neighborhoods
Guaranteed Rate
Top-5 national lender with local support
How It Works

From application to closing in five clear steps

No black-box processes. I keep you informed at every stage.

1

Consultation

We talk through your goals, budget, and timeline. No pressure — just clarity.

2

Pre-Approval

I submit your info and get you a pre-approval letter — often the same day.

3

Rate Lock

When you find the right home, we lock your rate and get to work.

4

Underwriting

I coordinate with the underwriter and keep you updated on progress.

5

Closing

Sign the papers, get the keys, and enjoy your new home. Welcome home!

Client Stories

Hear from Chicago homeowners

"Leslie made what I thought would be a terrifying process feel completely manageable. She answered every question, explained every term, and got us a rate we were thrilled with. Our first home in Lincoln Park wouldn't have happened without her."

M.K.
M.K.
First-time buyer, Lincoln Park

"As a veteran, I knew I had VA loan options but had no idea how they worked. Leslie walked me through everything, compared my options, and saved me thousands over the life of the loan. She went above and beyond at every turn."

R.T.
R.T.
VA loan refinance, Naperville

"We refinanced twice with Leslie — once when rates dropped and once to cash out for a kitchen remodel. Each time, she was responsive, honest about whether it made sense, and got us to the finish line fast. That's the kind of lender you keep."

S & D
S & D
Refinance clients, Evanston

Ready to find your rate?

Call me directly or fill out the form — I'll get back to you within one business day with a personalized rate estimate.

Get in Touch

Let's talk about your home loan

Whether you have a specific question or just want to explore your options, I'm here. Reach out by phone, email, or stop by the office — whichever feels most comfortable.

Office Address
3940 N Ravenswood Ave
Chicago, IL 60613
Phone
312-379-3526
Office Hours
Monday – Friday: 9:00 AM – 6:00 PM
Saturday: By appointment

Request a Rate Estimate

Fill out the form and I'll get back to you within one business day.

Your information is secure and will never be shared with third parties.

Is this your business?This is my business